Sometimes, because of a series of events, people find themselves in serious financial trouble. Luckily, the law provides bankruptcy as a way for you to get a fresh start so you can participate effectively in our economy.
Our experienced team has more than 110 years of combined experience in Chapter 7 bankruptcy (discharge of debts) and Chapter 13 bankruptcy (repayment plans).
We will sit down with you to find out what will be the most affordable, and stress relieving option given your unique circumstances. A bankruptcy after divorce isn't uncommon and we'll steer you in the right direction.
Filing for Chapter 7 bankruptcy creates an automatic stay that stops all collection processes. It will not necessarily save your home, but it will buy you time by stalling the foreclosure process until after the bankruptcy.
What are the benefits of a Chapter 7?
When filing for a chapter 7 bankruptcy, time is of the essence. Give us a call so we can discuss the details of your case.
Are you past due on your house payments or car loan? Are you working but falling farther and farther behind on your debts? Chapter 13 bankruptcy can give you the breathing room you need to save your home, save your car and climb out of debt.
On the day that you file for bankruptcy protection, creditors must halt any collection efforts.
Chapter 13 can help you:
We know how stressful life can be when you are constantly worried about losing your home and how to pay your bills. Chapter 13 bankruptcy offers instant relief and true asset protection. And a path to a stable financial future.
Chapter 13 is a debt repayment plan where you pay off part of what you owe over 36 to 60 months (three to five years). The bankruptcy court determines the monthly payment amount based on your earnings and ability to pay. At the end of your payment term, the remainder of your unsecured debts (such as credit cards and medical bills) are forgiven.
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