Millennials, those people born between 1981 and 1996, are a group who are reaching new stages of adulthood. Many are buying homes and starting families. They’re getting married — and many are also thinking about how to protect themselves in the event of a divorce.

It’s an interesting fact that the divorce rate in America is generally decreasing. Part of the reason for the decrease is that millennials, in particular, are not quick to rush to the altar. That delay gives them longer to make the decision to get married and to be sure of that decision once it’s made. However, that doesn’t mean that they are oblivious to the possibility of a divorce.

Millennials know the risks of matrimony and are reacting accordingly

A study by the American Academy of Matrimonial Lawyers has shown a general increase in the number of people asking for prenuptial agreements — with 51% of attorneys citing an increase specifically among millennials. Prenuptial agreements are written contracts couples make before marriage to determine how they’ll split their assets if their marriage fails.

Why are prenuptial agreements gaining ground? People realize now that prenups aren’t just for the wealthy. They help protect both parties and don’t necessarily indicate a risk of divorce in the future. Getting a prenuptial agreement isn’t seen as a lack of trust in your spouse. Instead, it’s a way to show that you’re being financially responsible and thinking thoroughly about future possibilities.

People who get married later in life also often have more to protect. Many already have business investments, stocks, retirement accounts and other assets. Having a prenuptial agreement can protect much of what you bring into a marriage.

Prenuptial agreements are justifiably gaining in popularity among millennials. However, regardless of your age, if you’re considering marriage, sit down and talk to your significant other about using this legal tool to protect yourselves.